ESPN

• Wednesday Chats: Chris Mortensen, 11 ET | Matt Williamson, 12 ET | Mel Kiper, 1 ET

Why didn't AIG have this kind of foresight? As recounted in the Wall Street Journal, Fantasy Sports Insurance launched this year to offer fantasy football owners some peace of mind on their high-dollar investments. Drafted Adrian Peterson but worried about an injury ruining your season? Buy insurance on him and recoup your league fees if he gets hurt (although in Peterson's case, based on his chat with SportsNation, Frank Gore insurance would have been a better investment).

One of the only 50 stars the company offered to insure? Cedric Benson. The same guy who averaged 3.5 yards per carry last season while rushing for a career "best" 747 yards. Forget insurance; we're going to these guys for our draft cheat sheet next year.

Thanks in no small part to Benson, who has 487 rushing yards in five games, the Bengals are 4-1. But does that make him a better MVP pick than Carson Palmer, let alone Peterson, Drew Brees, Peyton Manning or other standouts?

Scott (Bakersfield, CA)

Which offseason add has helped their team more Dawkins or Sharper?

Gary Horton

That's almost a push. They are both great veteran players with tremendous leadership skills. Your first inclination might be to say Sharper because of his big plays and his instincts. He can turn around a game with those interceptions. My sources in Denver tell me Dawkins is like another coach on the field and is a huge part of the speed in which Denver has made the transition from a 43 to a 34. That may not show up in the box score, but it is a big factor in their success. Full transcript.

Random (Dude)

DO u have yourself on your fantasy team?

Adrian Peterson

Nope. Frank Gore. And Matt Forte. Full transcript.